Saturday, February 7, 2009

Finance - Financial Diet Plan

Financial Diet Plan by Howard Brule

Financial Diet Plan

Howard Brule

Most of the talk on financial blogs is pretty negative these days. Most people are discussing the economic slowdown, the stagnating housing market, the rising number of bankruptcies, and increased risk of having a serious recession.

The truth is, many of us need to go on a personal financial diet. Is it time to shed some of that extra weight? In good times we all tend to extend ourselves a bit more than we should. Then when the inevitable slow down hits we have no choice but to cut out the fat.

Like quitting smoking or dieting, it?s a psychological battle when it comes to keeping your finances under control. You will need to prepare a plan stating exactly how much you are going to spend, and how much you will save, by giving up certain things. Then, it is critical that you design techniques that will help you stick to the plan.

Convincing yourself to avoid binge spending is one of the most important commitments you can make to your plan. When we have extra money to spend, buying non essentials is a big part of the fun. But once you?ve decided on a slimmed down budget, it is important that you not see compulsive spending as an option. If it?s not in the budget, don?t buy it.

On the other hand, we are all human, and that means we all fall victim to temptation from time to time. Don?t get down on yourself when your will power slips and you buy something you swore you weren?t going to buy. Just put it behind you and get back to the plan.

In fact you might consider bringing the fun right into your plan. It can often be beneficial to compensate yourself with small perks or indulgences on occasion, just to take the daily grind out of the "diet". Just try to stay within your budget. That will give you the satisfaction of splurging and the sense of accomplishment that comes with meeting your goals.

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Article Source: Financial Diet Plan

Business - Make $10,000 Online

Make $10,000 Online - How To Use Craigslist by Kerry Graylor

Make $10,000 Online - How To Use Craigslist

Kerry Graylor

When you dig beneath the hype and the scams, you will find that there are people who can easily make $10,000 online when they need it. Many of them earn a living as affiliate marketers using free advertising methods.

There are thousands of people earning a good living online these days without any technical skills. In fact, if you look all across the world, there could be hundreds of thousands. Nobody really knows the exact figures because a lot of these people are working 'under the radar'. The point is, one of those people could easily be you.

Affiliate marketing is the best way to make money online without a website. It's very simple. You are promoting other people's products and earning a commission on each sale that you make. All you have to do is find the buyers - and there ways that you can advertise for free.

Craigslist is one of the biggest and best free advertising methods. Millions of internet users surf through the ads, so you can get your ad in front of a lot of people this way. It began in California but it now operates worldwide.

For beginners, it is important that you understand an online community like Craigslist. There are many rules about what, where and how you can advertise. Some of the rules are complicated and if you make a mistake with them your ads will not show or your account could even be banned.

Plus you will need to learn how to market on Craigslist including what are the components of a good ad, and what will make people click through to a sales list and ultimately buy the product that you have picked out to promote.

The good news is that much of this information is available online for free. In fact, if you are happy to use Craigslist the way that most people do by posting your ads manually in your own city, you can find out how to do it from the Craigslist site itself. There is a long FAQ plus many forums where you can go to ask questions that will be answered by more experienced users.

However, if you want to make serious money with Craigslist you will need the underground methods that will get your ads in front of thousands more Craigslist users every hour of every day.

Craigslist is one of the best ways to make money online for free but it is changing all the time. Information that was published yesterday may already be out of date. Be sure that whatever information you get is from someone who 'walks the walk' and will update you whenever there is a change at Craigslist that will affect your ads.

The bottom line is that if you want to earn a living online with Craigslist you will need to know how to handle some of their restrictions. This means getting your hands on 'underground' information that you can find out about by clicking on the link below.

Watch how James Stark could easily ( make $10,000 online in a very short time with Craigslist at

Article Source: Make $10,000 Online - How To Use Craigslist